What is the SMSF Investment Strategy?

Every SMSF is required to have an investment strategy.  This document aims to guide the trustees when they are planning to invest or maintaining their portfolio.  It is the rule book for investment decisions.  Investment strategies must match actual investment practises of the Trustee at all times.

When you establish an SMSF with Supervision SMSF we will provide an example of an investment strategy for your SMSF.  You may adopt the standard investment strategy for your SMSF or modify it as you deem necessary.  The standard Investment Strategy is very flexible and in no way restrictive.  It does not specify percentages or investment ranges.  It offers maximum flexibility in designing and implementing investments of your SMSF as you deem appropriate. Conversely it may not offer enough guidance to trustees, so it is up to you as Trustee to decide how you structure your investment strategy and what you may need to add to make it tailored.  We encourage trustees to source their own investment strategy in line with the basic requirements.

The investment strategy example provided by Supervision is not intended as advice, rather as a guide to help trustees understand the basic tenants and structure of an investment strategy.  An investment strategy is not intended to remain static over time and could be updated to suit the various market conditions confronting the trustees. It could be argued that market conditions would necessitate change in investment strategy, however that is a matter for the trustees to decide.