Crypto within your SMSF
Providing Options for Digital Assets in SMSF
At Supervision Group, we understand the growing interest in cryptocurrency as part of a diversified SMSF investment portfolio. We help Australian trustees navigate the opportunities and complexities of crypto, guiding you to remain compliant within Super rules.
Crypto Super
Navigate crypto with confidence. Supervision Group ensures your SMSF investments stay compliant while unlocking new opportunities in digital assets.
Efficient SMSF Support for Crypto-Savvy Trustees
Our clients have been exploring digital assets for years. They understand the space, make their own investment decisions, and manage their portfolios independently.
At Supervision, our role is to help SMSF trustees stay compliant—not to advise or invest on their behalf.
We specialise in accurate, efficient accounting and taxation services for SMSFs with crypto holdings. Our focus is on ensuring your fund’s digital asset activity is properly recorded, valued, and reported—so you can meet your obligations with confidence.
Here’s how we support you:
- Maintain clear separation between SMSF and personal assets
- Record and value every transaction for audit readiness
- Guide you through updating your investment strategy to reflect crypto-specific risks
- Provide streamlined reporting and tax support
- Offer a default crypto platform to simplify direct ownership for those starting out.
You stay in control. We keep your records compliant and efficient.
Whether you’re expanding your portfolio or refining your SMSF setup, Supervision provides the back-office support to keep your fund running smoothly.
Our clients value our experience, precision, and understanding of the crypto space—so they can grow their retirement wealth with confidence.
Let Supervision handle the details while you stay ahead of the curve.
How We Help You Get Started
At Supervision, we support SMSF trustees who want to incorporate cryptocurrency into their fund in a compliant and well-documented way. You make the investment decisions—we provide the tools and guidance to help you meet your obligations confidently.
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08 9367 9655
Getting Started with SMSF Crypto
- Helping you Establish Your Crypto Account
We provide clear information on how to set up your SMSF’s crypto account in a way that meets compliance requirements, including naming conventions.
- Preparing for Annual Audit
We outline exactly what records and data you’ll need to keep throughout the year, so your SMSF is ready for audit and reporting without surprises.
- Default Crypto Platform (Optional)
For trustees looking for a simple starting point, we may be able to establish a crypto account for your SMSF using one of our default platforms—streamlining the onboarding process. We don’t provide wallets or manage your investments. Our role is to help you stay compliant through efficient accounting, accurate reporting, and practical guidance tailored to SMSFs with digital assets.
Tax & Reporting Made Simple
Capital Gain Tax
We calculate gains and losses accurately for your SMSF.
Valuation
Assets valued at 30 June for financial reporting.
Total Portfolio
See your crypto portfolio alongside all other SMSF investments in one place.
F.A.Q.
Including cryptocurrency in your SMSF can raise a lot of questions—and we’re here to help you navigate them with confidence. From understanding how to set up your crypto account in a compliant way, to knowing what records to keep for your annual audit, we provide practical guidance every step of the way.
Whether you’re already investing or just getting started, Supervision gives you the clarity and support to manage your SMSF crypto activity efficiently and within regulatory boundaries.
Can I include cryptocurrency in my SMSF?
Yes. Your SMSF can invest in cryptocurrency if your investment strategy includes this asset class and appropriately considers the associated risks.
Do I need a special wallet for SMSF crypto?
Yes. Your SMSF must use a dedicated wallet in the name of the SMSF—not one held by an individual member. This ensures a clear separation between personal and fund assets, which is essential for compliance.
How is cryptocurrency taxed in an SMSF?
The superannuation tax rate is 15% during the accumulation phase. If your SMSF holds a crypto asset for more than 12 months, you may be eligible for a 33% discount on the capital gain, reducing the effective tax rate. If your SMSF is in 100% pension phase, then no tax is payable on capital gains.
Which exchanges can I use for SMSF crypto?
There are many exchanges available, but choosing one that is highly secure and reputable should be your top priority. Look for platforms that offer strong reporting features and provide verifiable valuations as at 30 June each year to support your SMSF’s audit and tax requirements.
How do I track my crypto investments in my SMSF?
We do our best to keep your portfolio of digital assets up to date. However, our accounting software currently doesn’t support live pricing for crypto assets. You can use your chosen crypto platform to monitor day-to-day performance, while we ensure your transactions are correctly recorded and reported for compliance and tax purposes.