SMSF’s for Property

Build wealth through property ownership within your SMSF

At Supervision Group, we help you unlock the potential of property as part of your Self-Managed Superannuation Fund investment strategy — whether it’s residential, commercial, or business real property. Our team ensures every step meets ATO regulations while maximising the benefits property can bring to your superannuation retirement plans.

Why Property in Your SMSF?

      • Long-Term Growth – Property has historically shown strong capital growth potential.
      • Rental Income – Generate steady, tax-effective income for your fund.
      • Direct Control – Choose the property, negotiate terms, and manage it in line with your strategy.
      • Business Benefits – Own your business premises via your SMSF and lease it back at market rates.

ATO Compliance – Key Considerations

 We ensure your SMSF property purchase and management remain fully compliant:

  1. Alignment with Investment Strategy – We can provide guidance to help you create a compliant investment strategy that includes your property investment.
  2. Sole Purpose Test – Property must be for retirement benefits, not personal use.
  3. No Related-Party Residential Leases – You cannot rent residential property to yourself, family, or related entities.
  4. Market Value Transactions – All acquisitions and leases must be at arm’s length market rates.
  5. Borrowing Rules (LRBA) – If financing (borrowing), the loan must meet limited recourse borrowing arrangement requirements.
  6. No Residential Transfer into SMSF – If you already own a residential property in your personal name, your SMSF will not be able to buy it from you.

How We Support You?

    • We make SMSF property investing simple and compliant. Our team collects your property contracts, settlements, rental statements, expenses and then provides you with comprehensive reports and information that helps you make better decisions. We are also able to provide updated information that will help you to plan your personal tax with updated contribution information and Superstream compliant systems.

Talk with an SMSF Expert

We can match you with an SMSF Expert who can answer all your questions.

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Tax Related Benefits

Concessional Tax Rates

Rental income taxed at 15%, capital gains at 10% after 12 months.

Zero Tax in Retirement Phase

Potentially no tax on rental income or capital gains when in pension phase.

Deductible Expenses

Interest, repairs, and management may reduce SMSF taxable income.

More Information on SMSF